Participant Liability
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Participant liability insurance protects against responsibility for injury or property damage sustained by players, coaches, officials, or other participants in an activity. The exposure to a sponsor, promoter, or team can be significant, considering the number of people who are in the middle of "the action," or close to it, to sustain injury or damage to their property. This coverage, with limitations, can be endorsed onto the general liability policy. In most team sports, player versus player is excluded.

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