Excerpted from Workforce  |  March 15, 2012

The goal is to help claimants become healthy and get back to work, said Charles F. Martin, managing director in the risk consulting practice at Marsh USA Inc. in Norwalk, Connecticut.

Helping them achieve that, though, requires learning about the injured worker's health conditions "up front," because the claims management and medical treatment patterns likely differ for an obese person suffering from related comorbid medical conditions, such as diabetes, Martin said.

"When you have an obese person, you have to pay more attention to the situation because the healing is going to be slower, the cost of the claim is going to be more expensive," Martin said. "The more you know, the better you can deal with it if you do have a problem. But if you don't know about the problem for six months, you have just exacerbated the whole thing."

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