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Terrorism, supply chain failure, natural catastrophes, and cyber-attacks all have one thing in common: the threat of BI.
The outlook for the US insurance market appears generally favorable for 2015 amid ample capacity and intense competition among insurers in most coverage lines.
In general, competition among insurers and ample capacity helped drive down insurance market rates across EMEA in 2014.
Continuing competition in the Pacific region ensured that the insurance market remained a buyer’s market in 2014, with insurers realizing sizeable profits despite rate reductions.
Insurance markets in the Latin America and Caribbean region continued to be largely stable in 2014, with the majority of countries seeing either flat or falling insurance rates.
Although, overall, Asia remained a buyer’s market in 2014, with rates remaining stable or decreasing in most lines of coverage, rate increases varied by country and within specific...
Insurance markets in Canada were characterized by mostly stable rates across industries and coverage lines in 2014.
Expiration of law at end of 2014 highlights importance of best practices such as risk differentiation and business continuity planning.
The right risk-transfer strategies can protect operators’ bottom line.
Marsh’s 2015 Political Risk Map includes overall risk scores for 185 countries based on three categories: political risk, macroeconomic risk, and operational risk.
Effective, January 1, 2015, A.B. 1897 should be of particular interest to those in the agriculture, construction, trucking, health care, security, and food services industries.
The Marsh Global Insurance Index reflected a sixth consecutive quarter of rate decreases, but the slide in rates has accelerated since the beginning of 2014.
Employers must stay current on evolving legal developments and balance several changes to longstanding laws with their need to maintain safe and drug-free workplaces.
Analytics can help providers to better quantify the costs and evaluate risk management solutions.
Effective risk management and mitigation techniques — including updated and tested crisis management plans — can help minimize the potential damage of Ebola.
We cover multiple risk scenarios and insurance coverage issues health care providers need to understand when treating Ebola patients.
If you haven’t purchased substantially higher limits, the net effect could be a reduction in the value of your excess casualty insurance policies.
The marine insurance industry has a host of safety and navigational concerns that could prohibit it for the foreseeable future.
Strong capacity led to the fifth quarter of falling insurance rates as the Marsh Global Index dropped below second-quarter 2012 levels.
Multinational companies operating in Brazil should review their risk management programs to ensure they meet tough new standards.
“Active shooter” and workplace violence events are on the rise but there are steps you can take to mitigate their impact.
Though the economic outlook for the region is improving, insolvency is expected to rise in some countries.
Despite several high profile breaches, many UK and Ireland companies have not yet fully assessed the exposure.
Preparation and training, including emergency response plans and tabletop exercises, can help protect customers and employees in the event of workplace violence.
Strong competition among insurers contributed to a general softening of US excess liability rates in the first quarter of 2014, despite ongoing concern among underwriters about lar...
Employers can take action to reduce the frequency of injuries and help their employees remain fit and in a better position to recover following an injury.
A continued softening of property pricing generated overall insurance market declines in the first quarter in every major region globally.
Marsh benchmarked 1,148 captives, including a vast array of captives, risk retention groups, non-traditional captive (such as special purpose vehicles), and life insurance captives...
Our 11th annual Excellence report, produced collaboratively by Marsh and RIMS, was compiled from online responses received from nearly 600 risk professionals, C-suite executives, a...
Uncertainty around renewal of the federal insurance terrorism backstop, set to expire December 31, 2014, has affected the availability and price of insurance.
Retailers are among the industries most affected by cyber breaches — but there are steps to take to mitigate the risk.
As cyber incidents increased in frequency and severity in 2013, the percentage of companies that purchased cyber insurance rose by double digits.
The majority of countries in the Latin America and Caribbean regions saw either flat or falling insurance rates. Venezuela continues to be the most challenging market for insureds,...
This Marsh research paper looks at how energy firms are being disproportionately targeted by increasingly sophisticated hacker networks.
Gauging the relative risk quality of Middle Eastern oil, gas and petrochemical facilities.
If your company has political risk exposures in either country, you may experience premium rate increases at renewals or difficulties procuring coverage.
Boards of directors must not only devote more attention to cyber risks, but also evaluate their organizations' readiness for an attack.
ACA may not only affect employees’ quality of care but also workers’ compensation premiums and claims.
Companies that handle hazardous chemicals and those in their vicinity need to manage the risks associated with chemical spills.
We compare and contrast claims data from the catastrophic earthquakes that took place in Chile, New Zealand and Japan during 2010 and 2011.
Insurance markets in Canada were characterized by mostly stable rates across industries and coverage lines in 2013.
With abundant capacity and fierce competition among insurers favourable conditions continue to prevail for EMEA buyers of insurance.
The insurance industry in Asia seems to be in a perpetual soft market, driven by new capital, new capacity, and fierce competition.
With record levels of surplus capital in the global insurance market fuelling healthy competition among insurers, 2014 could prove to be another year of favourable conditions for M...
US commercial property insurance prices stabilized for many organizations in 2013 as a significant surplus of capital among insurers and reinsurers kept competition high.
Global insurance rates trended downward in the fourth quarter of 2013 in all regions except the US.
As uncertainty about TRIPRA’s reauthorization mounts, many organizations are seeing pressure on their workers’ compensation insurance.
In Illinois, the question of whether fines and penalties are covered under E&O policies has been clarified somewhat. But what about elsewhere?
Political violence and underlying societal risks are rising for direct foreign investors, according to Maplecroft’s Political Risk Atlas 2014.
US property insurance rates stable or declining through third quarter 2013.
Insurers are seeking price increases for D&O liability insurance for health care companies, and many are reconsidering the scope of coverage offered as the ACA takes effect.
Global insurance rates fell marginally in the third quarter of 2013, driven by decreases in pricing within several regions across several lines of business.
Management training, leadership development, and continuous safety improvement can be employed to reduce construction sector fatalities and other dangers.
The power and utilities industry faces more cyber attacks than any other critical infrastructure sector, according to Department of Homeland Security data.
Filings of insurance claims and lawsuits are likely to increase the longer the federal government shutdown continues.
As social media’s influence grows, businesses must consider its potential impact on their operations and factor them into their global political risk management strategies.
Publicly traded clients in the US that renewed in the second quarter of 2013 saw risk-adjusted primary directors and officers liability insurance rates fall on average 0.97%.
Organizations may be focusing on managing cyber risks at the expense of a potentially more severe exposure: the impact of technology failures on supply chains and operations.
Analyzing 150 insurance claims in the global power and utilities industry, we found that weather-related losses are disproportionately higher than other operational losses.
The demand for environmental insurance across all industries in the US increased in the first half of 2013. While pricing remained generally soft, some markets continued to firm.
Insurance rates in Latin America, Asia-Pacific, the UK, and Continental Europe declined modestly in the second quarter of 2013; rates in the US rose moderately.
To date in 2013, nine states have seen significant workers’ compensation reform bills signed into law. We cover highlights from the legislation in each of the nine states.
As of June 21, no business had losses reported in either country that would likely trigger political risk insurance claims, though insurers are carefully monitoring events.
The factory collapse in Bangladesh that killed more than 1,100 people highlights the risks that labor conditions can pose to workers and organizations’ bottom lines.
Though the second-costliest storm in US history, Superstorm Sandy has not been a market-changing event in terms of rates; yet underwriters are scrutinizing terms and conditions.
The insurance industry and insureds may face the December 31, 2014, expiration of the Terrorism Risk Insurance Program Reauthorization Act of 2007, commonly known as TRIA.
We evaluate the changing risk landscape for companies involved in the exploration and production of hydrocarbons from previously untapped reserves.
This year, more than 1,220 captives managed by Marsh were benchmarked. Of those, 886 captives were selected for benchmarking analysis, about 15% of all captives globally.
The 2013 "Excellence in Risk Management" survey, produced by Marsh and RIMS, gathered the views of more than 1,200 risk professionals worldwide.
On average, global insurance rates firmed in the first quarter. Many parts of the world had a stable rate environment, but most major US lines saw increases of 2% to 4%.
Limits purchased increased significantly in 2012, driven by greater awareness of cyber risks and clarification by underwriters of the scope of cyber and related insurance policies.
Though overall program rate reductions were still achievable until the fourth quarter, by the end of 2012 insurance premiums were generally flat to up slightly.
Pricing for casualty coverage lines was in transition entering 2013; trends are likely to be felt unevenly across industry sectors and to be dependent on client-specific risks.
Insurance rates firmed in the fourth quarter of 2012, but at a slower rate than in the previous quarter, despite the mounting costs of Superstorm Sandy.
We outline strategies to improve supply chain visibility and evaluate risk mitigation options and provide a list of key questions that can help you to reduce vulnerabilities.
Renewal rates for fidelity/crime insurance firmed continuously over the last year, with average rates at renewal rising in each of the last three quarters.
Marsh has found that by taking a multi-disciplinary approach, many employers have the ability to significantly reduce their employees’ compensation risks and premiums.
Insureds with difficult risk profiles typically experienced the highest increases in pricing and primary attachment points, sometimes in conjunction with coverage restrictions.
Global insurance prices continued to rise in the third quarter of 2012, but showed signs of stabilizing; rates across major lines increased by 0.9% over the second quarter.
Having seen at least one claim of more than US$25 million since 2005, insurance carriers have firmed rates and tightened underwriting standards and engineering requirements.