U.S. Insurance Market Report 2012: Financial Institutions
Highlights from the financial institutions section of the U.S. Insurance Market Report 2012 include:
  • The global economy continues to be a key concern for financial institutions, with significant focus on the economic situation in Europe.
  • Companies that need mortgage impairment insurance must work through the inability of domestic insurers to provide adequate limits for flood and earthquake, and the cost of the coverage when it is available.
  • Concentration of financial institutions’ employees, particularly in New York City, is an issue in workers’ compensation insurance costs.
  • After accounting for more securities class action filings than any other industry in each year from 2007 to 2010, the financial sector dropped to second place in 2011, according to NERA Economic Consulting.
  • Insurers are becoming more amendable to meeting the insurance requirements for Basel II compliant policies, including multiyear endorsements.


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